Get Burial Insurance Without a Medical Exam
Traditional life insurance requires invasive medical exams - blood tests, urine samples, physical examinations, and lengthy medical history reviews. Burial insurance is different.
With no medical exam burial insurance, you simply answer a few basic health questions during the application. No doctor visits, no blood work, no waiting for exam results. Most seniors get approved within 24 hours.
This makes burial insurance perfect for seniors who want quick, hassle-free coverage without the stress of medical examinations.
How No Medical Exam Burial Insurance Works
1. Answer Simple Health Questions
During the application, you'll answer 5-10 basic health questions like: "Have you been hospitalized in the last 2 years?" or "Do you use oxygen?" No detailed medical history required.
2. No Medical Examination
Unlike traditional life insurance, there's no paramedical exam. No blood pressure checks, no blood samples, no urine tests. The insurance company relies solely on your health question answers.
3. Quick Approval
Because there's no exam to schedule or lab results to wait for, most applicants get approved within 24 hours. Start your coverage immediately.
4. Coverage Begins
Once approved, your coverage starts. Select plans offer immediate full coverage, while others may have a 2-3 year waiting period for natural death (accidents always covered immediately).
Benefits of No Medical Exam Coverage
No Medical Exam Required
No blood tests, no doctor visits, no physical examination. Just simple health questions.
Fast 24-Hour Approval
Get approved quickly without scheduling medical appointments or waiting for exam results.
Health Conditions Accepted
Most seniors qualify even with diabetes, heart disease, high blood pressure, or other conditions.
Coverage $5,000 - $25,000
Choose the right amount without medical underwriting hassles.
Simple Application Process
Answer a few health questions - that's it. No invasive exams or lengthy medical history.
Guaranteed Options Available
Some plans accept everyone with no health questions whatsoever.
Who Qualifies for No Medical Exam Burial Insurance?
Seniors with Health Issues
Most seniors with pre-existing conditions like diabetes, heart disease, high blood pressure, or COPD can qualify for no exam burial insurance.
Those Who Dislike Medical Exams
If you're uncomfortable with blood tests or medical procedures, no exam burial insurance eliminates that stress entirely.
Seniors Wanting Quick Coverage
No waiting for exam appointments or lab results. Get approved fast and start your coverage within 24 hours.
Ages 50-85
As long as you're between 50-85 years old, you can qualify for no medical exam burial insurance - regardless of your health status.
Get No Medical Exam Burial Insurance
Simple health questions only. No blood tests, no doctor visits. Get approved in 24 hours.
No Medical Exam
Simple health questions only
Fast Approval
Most approved in 24 hours
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No Medical Exam FAQs
Is burial insurance really available with no medical exam?
Yes! Burial insurance (final expense insurance) is specifically designed for seniors and doesn't require medical exams. You simply answer health questions during the application.
Will I pay more without a medical exam?
Not necessarily. Burial insurance rates are based on age and coverage amount, not medical exam results. The convenience of no exam doesn't mean higher premiums.
Can I get coverage with serious health conditions?
Yes! Many seniors with diabetes, heart disease, cancer history, or other conditions qualify for no exam burial insurance. Guaranteed acceptance plans are available for those with serious health issues.
How fast can I get approved?
Most applicants get approved within 24 hours. Because there's no medical exam to schedule or lab results to wait for, the process is much faster than traditional life insurance.